Raynora · next-gen solar
The 30% solar cashback check.
The 30% federal solar tax credit didn’t go away — it moved. As of 2026, only commercial leasing entities can claim it. AURA captures it on your behalf and passes it back as a cashback check or upfront discount. Primary, rental, and investment homes eligible.
What we install
Sleek triple-black panels, intelligent storage, and a future-proof home — all backed by a 25-year production guarantee and a 10-year workmanship warranty.
Solar Generation
Sleek QCells 430W modules paired with Enphase IQ8+ microinverters — or a string architecture where it fits the roof better. Engineered for long-term performance and the kind of curb appeal you'd put on a new build.
Storage & Charging
Pair Tesla Powerwall 3 or SolarEdge storage with a Level-2 EV charger. Eliminate peak rates, run through outages, and manage everything from one app.
Roof & Panel Upgrades
New roof? Main panel upgrade? We handle the whole project — choose your shingles, get code-compliant electrical work, all installed by our crews and warrantied as one job.
Choose your path
Same premium installation, same 25-year warranty, same Tier-1 equipment. The difference is structural — how the system is owned, how the federal credit is returned to you, and how you pay.
Lease
Worry-Free
$0 down, fully insured, lower monthly bill
Lease-to-Own
AURA℠
The 30% federal credit, returned to you
Buy
Own It Day One
100% ownership, all incentives kept
Inside AURA
Two ways to receive the credit. Two ways to finance. Three partners behind every install.
Two ways to receive the 30%
Take it as cashback. A check after install (~3 months). · Take it as a discount. Lower system price, lower payment from day one.
Two ways to finance
AURA Fixed Rate. 20-year fixed payment. · AURA Lite. Lower payment first 6 months, full payment after.
Who does what
Raynora sells & installs. · Participate Energy captures the federal credit. · Credit Human finances.
AURA Standard
The 30% comes off the system price up front. You finance the net amount.
AURA+
You finance the gross amount and receive the 30% as cashback in two milestone payouts.
Fixed loan
Zero monthly payments for the first 6 months. Then equal monthly payments at a fixed rate.
Lite loan
Payments start month one at a lower rate that escalates 2.85% per year.
Raynora Solar
Designs, installs, and coordinates every payout. Single point of contact from quote through activation.
Participate Energy
The commercial entity that legally owns the system, claims the 30% credit, and passes 100% back to you.
Credit Human
The 20-year loan that finances your prepaid lease obligation — if you choose AURA or AURA+ with financing.
AURA+ cashback estimator
Check 1
5%
$1,750
After site survey
Check 2
25%
$8,750
~45 days after PTO
Total cashback
30%
$10,500
Returned to you
Estimate only. Actual amounts based on your final signed Total Contract Price. AURA+ requires financing, subject to approval. Not available on cash purchases.
Kickoff your project
Both tracks include the same install, the same equipment, and the same financing options. The only difference is the reward tier you unlock — both for your sign-up bonus and for every future referral.
Free
Standard rewards eligibility
For homeowners who want to keep it simple. No upfront cost, full install, standard reward tier on both sign-up and referrals.
What’s included
Rewards unlocked
$89
One-time, lifetime status
For homeowners who want the better sign-up bonus, the better referral reward, and the in-depth financial analysis up front.
What’s included
Rewards unlocked
$89 in. $100 back in a hotel stipend just for showing up prepared. Plus an ~$800 richer sign-up bonus and ~7× the value per referral.
Secure Premier consultation
Both tracks include a vacation reward at install and a per-referral reward for life.
Want to see what those vacations actually look like? Premier gets the upgraded versions.
Backed every step
A solar-ready home goes from signed quote to grid-connected in around 45 days. Here’s the standard timeline — and the guarantees that hold while it’s happening.
45days
Average install timeline
Day 0
Use the instant quote tool, or book a live consultation. Sign once you’re ready.
Days 7–14
A 1–2 hour visit. We update the design if needed and confirm it with you before anything is ordered.
Days 21–40
We pull permits, install panels, battery, and EV charger, then schedule the city inspection.
Day ~45
Utility activates the system. Power flows. AURA cashback is released, if applicable.
Timing varies by jurisdiction and utility. Most solar-ready homes activate within 45 days.
Day 0
Use the instant quote tool, or book a live consultation. Sign once you’re ready.
Days 7–14
A 1–2 hour visit. We update the design if needed and confirm it with you before anything is ordered.
Days 21–40
We pull permits, install panels, battery, and EV charger, then schedule the city inspection.
Day ~45
Utility activates the system. Power flows. AURA cashback released, if applicable.
Swipe through the timeline ← →
25 yrs
System assurance
Production guarantee or full maintenance & labor coverage, depending on your plan.
10 yrs
Roof guarantee
We warrant the areas of the roof we penetrate against leaks for ten full years.
24 / 7
Live tracking
Track every permit, inspection, and installation milestone. Once active, monitor production from the same app.
Going solar rewards
Choose your reward from three categories — cruise, resort, or American hotel. Both kickoff tracks include the Essentials package. The Premier track upgrades each one with longer stays, premium destinations, and $500 in flight credit.
Reward Category 01
3, 4, or 5-night cruise for two adults. Bahamas, Caribbean, or Mexico ports.
7-night luxury voyage with $500 flight credit included.
Reward Category 02
7-night resort stay (sleeps up to 4). Choose from 48 breathtaking U.S. locales.
Full 7 nights with $500 flight credit included.
Reward Category 03
4-night luxury stay for the family. Marriott, Hilton, or Wyndham brands.
Vegas VIP: 3 nights at Mandalay Bay, Park MGM, or Paris with roundtrip airfare.
Already kicking off?
Upgrade to Premier before signing.
$89, one-time, lifetime status. Unlocks the Premium Airfare Package on your sign-up reward and the Getaway tier on every successful referral.
Vacation rewards are conditional on successful installation and activation (PTO). Agreements must be finalized within 3 business days of the final proposal. Travelers responsible for taxes, carrier fees, and reservation deposits. 30-day advance booking required. Premier upgrade fee must be paid before signing your solar agreement.
Where we install
Every state we install in gets the Worry-Free Lease and Own It Day One paths — same install, same equipment, same 25-year warranty. AURA, the federal credit pass-through, is live today in 8 states with 10 more in pre-sale enrollment.
Lease & Own It is available in all 30 served states. AURA layers on top in 18 of them.
AURA Standard (upfront discount) and AURA+ (cashback check) both available immediately. Sign today, lock in the 30% federal credit pass-through.
AURA+ enrollment open. Sign now to reserve your 30% cashback the moment activation goes live in your state.
AURA isn’t available in these states. The Worry-Free Lease and Own It Day One paths are fully active — same install, same equipment, same 25-year warranty as anywhere else in our footprint.
Common questions
The full guide lives at /faqs/. Below are the questions homeowners ask most often before kicking off — on AURA structure, ownership, taxes, warranties, and rentals.
Raynora is a full-service residential solar company. We design your system, walk you through your AURA℠ options, manage permits, installation, and utility interconnection, and coordinate your cashback payouts milestone by milestone.
You have one point of contact throughout your entire project. Raynora partners with Participate Energy (the tax-equity firm that makes the 30% pass-through possible) and Credit Human (for AURA+ loan financing). Raynora handles everything else end-to-end.
AURA is a Prepaid Lease-to-Own structure designed to maximize your solar savings through a Federal Solar Tax Credit Pass-Through. With the 30% federal tax credit shifting to commercial leasing entities in 2026, AURA allows our financing partner to monetize that credit and pass 100% of the value directly back to you, subject to financing approval.
You can choose to receive this 30% pass-through benefit as an upfront discount on your system cost, or as a cashback check if you finance.
OwnershipYou have the voluntary option to purchase the system starting on the 6th anniversary. The buyout price is Fair Market Value minus the System Owner’s remaining obligations — typically at or near $0.00. Selling your home before Year 6? The lease transfers freely to the new owner, no buyout required.
Cash buyersThe 30% pass-through benefit is always applied as an upfront discount.
FinancingYou choose: AURA Standard applies the 30% as an upfront discount to lower your loan principal, for the lowest possible monthly payment. AURA+ pays the 30% out to you as a cashback check, subject to financing approval.
Your total AURA+ cashback equals 30% of your Total Contract Price, paid in two checks.
Check 1 is 5% of your Total Contract Price (timing depends on loan type). Check 2 is 25% of your Total Contract Price, issued approximately 45 days after System Activation (PTO).
ExampleOn a $35,000 system: Check 1 = $1,750. Check 2 = $8,750. Total = $10,500 returned to you in cash.
Lite Loan(1) Sign & draw — loan funds, interest starts, first payment due ~45 days from draw. (2) Site Survey — Check 1 (5%) paid immediately after funding, before installation, to help cover early payments. (3) Installation — panels, inverter, battery, and city inspection. (4) PTO — utility grants Permission to Operate. (5) Check 2 (25%) arrives ~45 days after PTO — apply to loan, reamortize, payment drops permanently.
Fixed LoanSame sequence, but Check 1 (5%) arrives after Installation rather than after the Site Survey. All other steps are identical.
Fixed loan5% after Installation, 25% approximately 45 days after PTO.
Lite loan5% after Site Survey, 25% approximately 45 days after PTO.
Checks are issued by your AURA+ financing partner under the Additional Financing Agreement provided at signing.
Yes. AURA℠ is available on owner-occupied primary residences, rental properties (long-term tenants), vacation homes including Airbnb and VRBO short-term rentals, second homes, and condos where the owner controls the roof.
For investment and rental properties, AURA is particularly valuable: the 30% pass-through reduces your system cost on day one, lowering your break-even while the property keeps generating rental income. The lease transfers freely to any new owner if you sell.
Not eligibleGround-mount systems aren’t currently supported. The property must have a qualifying roof and be served by an eligible utility. Call 1-844-RAYGRID to confirm your specific property qualifies.
No. There is no lien on your real estate property. The System Owner files a UCC-1 Fixture Filing, which is a public notice that they own the solar equipment (personal property), not your home.
Your real property title remains completely unencumbered throughout the AURA℠ lease term.
You have the voluntary option to take full legal title starting on the 6th anniversary of installation, and on any anniversary after that.
Selling your home?No buyout required. The lease transfers freely to the new buyer. The Year 6 ownership option simply continues to exist for them as well.
After purchaseYou own the system outright, retain 100% of all Grid Services revenue, and any remaining workmanship warranties transfer to you.
Yes. If your system is enrolled in a Grid Services program (also known as a Virtual Power Plant or VPP), you receive 30% to 70% of the net proceeds — a revenue stream most traditional solar leases don’t offer at all.
After the optional Year 6 ownership buyout, you retain 100% of all Grid Services revenue. Contact Raynora at 1-844-RAYGRID for VPP availability in your area.
Every AURA℠ project is backed by a 25-year manufacturer linear production warranty on solar modules and a 10-year installation labor warranty.
Raynora maintains consistent 4.5+ star ratings and has completed over 150,000 successful residential solar installations nationwide.
Raynora installs across 30 U.S. states. AURA — the federal credit pass-through — is currently available in 18 of those.
AURA Live (8)Both AURA Standard and AURA+ available immediately: Arizona, California, Colorado, Florida, Massachusetts, New Jersey, Texas, Washington.
AURA+ Pre-Sale (10)AURA+ enrollment open: Connecticut, Illinois, Maine, Maryland, Michigan, Missouri, New Hampshire, Ohio, Pennsylvania, Virginia.
Lease & Own It (12)AURA isn’t available; Worry-Free Lease and Own It Day One are fully active: Arkansas, Indiana, Iowa, Kansas, Kentucky, Louisiana, New York, North Carolina, Oklahoma, Rhode Island, South Carolina, Vermont.
To confirm availability, call 1-844-RAYGRID, email gosolar@raynora.com, or check the coverage map above.
Refer & earn
Every successful Raynora installation pays a referral reward to the person who sent the homeowner our way. Two reward tracks, both real, both paid out at install. Your tier locks to the kickoff track you chose.
Essentials Advocate
$250
per successful referral
Premier Advocate
~$1,800
per successful referral
Premier Status required. Activate the $89 fee before signing your solar agreement — or, if you’re already a Raynora customer, before submitting the referral. Activate Premier →
Referral rewards conditional on the referred homeowner completing solar installation and activation (PTO). Self-referrals and existing leads not eligible. Limit 8 referrals per year. Premier status verified at time of submission. Full terms at /refer/.
Ready when you are
Most solar-ready homes go from signed quote to grid-connected in about 45 days. The 30% AURA window starts the moment you sign.
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